Of 2,502 active club members over the last 90 days: 52.7% earned $0. The median earned $0; the 75th percentile earned $200; the top 1% earned $9,196. Read that with the join dates in mind. ClubPay pays every qualified club member every week, and 1,689 of these members joined a club after the most recent weekly close, so no payout has run for them yet — they count as $0 here. Among the 813 who were already in a club at that close, 2.0% earned $0 and the median earned $147. An active club member has a live $99 monthly membership and has reached the $499 club minimum — the population that can earn from the pools; $99-only customers and lapsed accounts are not counted. Recomputed every time this page loads, from real ledger entries — the same source-of-truth the engine pays from. Excludes refunded transactions. Anything below this line is a model, not a forecast.
SHIFT AI · EcoPay®
Earnings Illustration
An illustrative scenario, not a forecast. Set your own assumptions below and the page models what the live pay rules would produce from them. CoachPay is exact arithmetic; ClubPay is a share of six fixed weekly pools, so it is shown as a range that depends on what everyone else in your clubs does. Back to Earnings
Illustrative scenario · your assumptions
CoachPay · 36 months
$23K
Exact: 20% of each direct connection's purchase.
ClubPay · 13 weeks
$2.40 – $487
Range, not a point. Mid-case at your club-growth assumption: $453.
Your own spend, same period
$4.6K
Illustrative ratio of modelled CoachPay to your own spend: 5.1×. Not a return on an investment.
Starting point
$1.0K
Initial purchase
Logarithmic scale, 99 to 10,000,000 dollars.
Presets set an initial purchase plus a matching activity assumption. Every slider stays editable. Credits: $1 = 200 credits.
My own monthly spend
Your membership invoice counts: it is a purchase, so it feeds your own club progress, your purchase-volume score, and the activity gate.
Activity gate met — $99 of your own purchases in the trailing month.
Direct connections
New / month
Avg $ / each / mo
Only direct connections matter. CoachPay pays you on their purchases, and their purchases are the only outside money that advances your club. People they connect do not pay you and do not advance you.
Still buying a year later
Assumes half your connections stop buying each year.
Growth pace
Your pace grows 1.5× by month 36.
Club pool assumptions
Anchored on the platform's real trailing-28-day revenue of $5,837,162 (about $1,459,291 a week). The growth options below are your assumptions applied to that figure, not projections SHIFT is making.
Platform revenue
Platform revenue stays at its current level.
My clubs grow…
The rest of your clubs add volume at your pace — your share stays roughly flat.
Pool horizon
Club pools are weekly and depend on other people's behaviour, so they are projected over weeks — not the 36 months used for CoachPay. A three-year pool projection would be invention.
CreditPay (optional)
A weekly 10% pool split across the top 10 members by a weighted lifetime blend of credits held and credits used (currently 50% held / 50% used) — banking credits and spending them in the Studios both climb the same board. Off by default, because a top spot is contested every single week.
Your starting point holds about 200,000 credits (this projection counts only the held side of your score — anything you spend counts too). That is below the lowest published position on the live CreditPay board, so this pool pays $0.
Live board: 2,966 members with a CreditPay score.
Live engine rates
CompetePay7%
CoachPay20%
CreditPay10%
ClubPay · 6 weekly pools25%
Standard 5%Bronze 5%Silver 5%Gold 5%Platinum 5%Diamond 0%
Read live from the engine on page load — the same configuration it pays from. Total to the network: 62% of every dollar, against a 70% cap (not binding). Every percentage here is admin-tunable and can change.
ClubPay — weekly club pools
13 weeks · same as me
Over 13 weeks, across 1 club
$2.40 – $487
Mid-case $453 · about $26 in the first week ($0.16–$26).
The range spans the two things you do not control: how fast the rest of your club grows relative to you, and how much the platform sells each week. The edges are a typically quiet and a typically busy week held for the whole period — individual weeks have been further outside that on both sides. Neither edge is a target.
Standard · 5% of revenue
$2.40 – $487
802 qualifying members. Paid here over the last 8 weeks: the median member took $6 and the top 10% $35 a week. The pool itself ranged $396 to $53,117 a week across those weeks — it is funded by whatever the platform sells that week, which nobody in the club controls.
CompetePay (7% weekly, top 5) is not projected here. It ranks on weekly commission earnings across the whole network and there is no published leaderboard to place you against — assuming a position would be a guess, and the last version of this page made exactly that guess.
Clubs are taken from your position today. A promotion inside the horizon would add a club and is not counted above. Week closes Tuesday 22:00 CT; pools pay out Friday.
Month 6
$820
Month 12
$2.9K
Month 24
$11K
Month 36
$23K
Cumulative instant commissions (CoachPay) — club pool income is not included in these four figures, because it is a weekly range rather than a curve. By month 36 this scenario has you making 89 connections, of whom 41 are still buying $99 a month each.
Reality check. The figures above are what your assumptions imply, not what members earn. In the last 90 days the top 1% of 2,502 active members earned $9,196 in total, the median earned $0, and 53% earned nothing. This scenario averages $643 a month, below what today's top 1% make — though still well above the median, which is $0.
Club progression — earliest possible
Standard
now
Bronze
m5
Silver
m11
Gold
m35
Platinum
not in 36 mo
Diamond
not in 36 mo
Fed by your own purchases plus your direct connections' purchases only — nothing deeper in the network advances you. Each outside purchase can trigger at most one promotion, its spill-over into the next club can never complete that club, and whatever is left over is dropped. This is the earliest possible reading: it assumes each connection buys once a month in one payment, which is the most favourable shape a purchase can have.
36-month cumulative — instant commissions only
CoachPayClub promotion
Cumulative CoachPay grows to $820 by month 6, $2,935 by month 12, $10,713 by month 24 and $23,154 by month 36. Club promotions: Bronze at month 5, Silver at month 11, Gold at month 35.
What is exact here, and what is not.
CoachPay (20%) — exact. It pays a fixed percentage of each direct connection's purchase, instantly, to you. Given your assumptions about connections and their spending, the arithmetic is the engine's.
ClubPay (25%) — a range, not a number. Each club pool is a fixed amount split by contribution score. Your share moves when anyone else in the club buys, connects, or ranks up, so the same effort can pay less next week than this week — and the pool itself rises and falls with what the platform sells. The range above uses the engine's real club totals and its real weekly pool history.
Club progression — earliest possible. Your own purchases can carry you through several clubs at once; someone else's purchase can promote you at most once and its remainder is mostly dropped. Real purchase timing is lumpier than modelled, which makes real progression slower, not faster.
Not modelled at all: CompetePay (7% weekly), because there is no leaderboard feed to place you on; CreditPay unless you opt in. Streams the engine reports as disabled do not appear anywhere on this page.
Commission cap (70%): the engine caps total commissions per transaction. Current outflow is 62%, so the cap is not binding. Figures are also net of the platform's rolling 0.13% refund rate.
Illustration only — not a promise, projection, or guarantee of income. Most members earn modest amounts or nothing; the disclosure at the top of this page is real data, and the figures above are not. In particular:
ClubPay pays a share of a fixed weekly pool. Your share falls when other members in your club contribute more — so your ClubPay income can drop even in a week where you did exactly what you did before, and even if you do nothing differently for a year.
You must have at least $99 of your own purchases in the trailing month to earn from any club pool. Miss that and you earn $0 from every club for that week, whatever your score.
No member can take more than 20% of a single club pool. That ceiling only switches on once a club has enough qualifying members for it to make sense; the figures above say, per club, whether it is engaged today.
The percentages that fund each club pool, the stream rates, the activity gate, the score weights and the per-member ceiling are all set by admin and can change at any time. The weekly-pool model itself runs behind engine flags that can be switched back, which would change how everything on this page is calculated.
Nothing here accounts for taxes, refunds beyond the platform's rolling refund rate, chargebacks, or your own costs. Amounts are in US dollars.